TIRELO TSHEOGA
CHIEF EXECUTIVE OFFICER | INSURANCE, REINSURANCE & SPECIALTY RISK
Executive Profile
Highly accomplished and commercially driven insurance executive with more than 20 years of progressive experience spanning insurance, reinsurance, underwriting, specialty risk, distribution and executive management across African and international markets.
Proven track record of establishing and scaling insurance businesses, developing and executing corporate strategy, managing P&L and capital, structuring sophisticated reinsurance programmes and delivering sustainable growth in complex and emerging markets.
Extensive technical and commercial expertise across Mining, Energy, Oil & Gas, Property, Infrastructure and other complex commercial risks, complemented by broader experience in insurance product development, health, life-related opportunities, distribution and customer propositions.
Strong executive leadership capability across strategy, financial performance, capital and solvency management, underwriting governance, risk appetite, regulatory engagement, organisational development and business transformation.
International market experience includes direct engagement with the Lloyd’s of London ecosystem, global brokers, reinsurers, cedants and international capacity providers, providing a strong understanding of international insurance markets and specialist risk-transfer solutions.
Recognised for combining deep technical insurance expertise with commercial execution, business development and strategic leadership. Demonstrated ability to originate and convert opportunities, structure complex insurance and reinsurance solutions, build high-performing teams and establish sustainable businesses across African markets.
Currently serving as a Non-Executive Director of Pan African Specialty Underwriters (PASU), providing independent board-level oversight and strategic guidance to a specialist African underwriting platform.
Core Capabilities
Executive Leadership & Board Governance
Directing corporate strategy, fiduciary accountability, and board-level decision-making for sustainable value creation.
Corporate Strategy & Transformation
Formulating long-term expansion models, organizational restructuring, and greenfield market entry plans.
P&L, Capital & Financial Management
Full balance sheet ownership, capital allocation efficiency, financial solvency compliance, and margin optimization.
Insurance & Reinsurance Strategy
Designing end-to-end risk transfer frameworks, portfolio protection models, and capital syndication architectures.
Life & Commercial Insurance
Supervising multi-line commercial, personal, group life, and health insurance product propositions across regions.
Specialty Risk & Underwriting
Underwriting complex multi-national assets, heavy industrial risks, and bespoke specialty coverage solutions.
Risk Appetite & Portfolio Management
Developing risk appetite statements, delegated authority guidelines, loss-ratio controls, and technical pricing models.
Treaty & Facultative Reinsurance
Structuring proportional and non-proportional treaty placements, high-limit facultative covers, and international risk shares.
Mining, Energy, Oil & Gas
Specialised underwriting for hydrocarbon extraction, major power plants, refinery complexes, and mineral extraction projects.
Property & Infrastructure
Risk structuring for large scale engineering, megaproject construction, commercial property portfolios, and civil works.
Business Development & Revenue Growth
Driving commercial pipelines, client acquisition models, market share expansion, and sustainable top-line revenue.
Broker & Distribution Strategy
Managing global broker relations, agency networks, bancassurance partnerships, and multi-channel commercial distribution.
African Market Expansion
Executing cross-border commercial strategies, regulatory alignments, and regional office footprints across sub-Saharan Africa.
Lloyd’s & International Markets
Operating within the Lloyd's of London ecosystem, securing access to international risk capacity and London market syndicates.
Regulatory & Stakeholder Engagement
Building trusted relationships with insurance regulatory bodies (ISSM, FSCA, Prudential Authority), shareholders, and industry panels.
Organisational Leadership & Culture
Fostering high-performance executive teams, operational accountability, talent development, and execution disciplines.
Strategic Partnerships & Market Entry
Forging alliances with technical capacity providers, MGA underwriting platforms, and strategic joint ventures.
Professional Experience
Provide independent board-level oversight and strategic guidance to a specialist African underwriting platform focused on complex commercial and specialty risks.
Chief Executive Officer (CEO)
Premium Insurance Company premiuminsurance.co.mz
Appointed to lead and build a newly established insurance company, with full accountability for corporate strategy, business execution, financial performance, capital management, regulatory compliance and the development of a sustainable insurance platform.
Second-in-command to the CEO, responsible for driving commercial strategy, revenue growth, and international expansion.
Executive Head: Facultative Reinsurance
American International Group (AIG) aig.com
Led facultative reinsurance operations across Africa with full accountability for strategy, underwriting, and financial performance.
Responsible for leading specialty underwriting and distribution strategy across Africa.
Underwrote complex multinational risks across property and energy sectors.
Managed underwriting and claims for complex corporate energy and property portfolios.
Managed large and technically complex portfolios across energy, mining, and property sectors.
Led underwriting of commercial portfolios, ensuring profitability, compliance, and growth.
Managed underwriting team performance and workload allocation across commercial portfolios.
Underwrote commercial risks and supported broker relationships across short-term lines.
Education & Qualifications
Master of Business Administration (MBA)
Henley Business School, University of Reading, United Kingdom
Executive General Management Programme
Gordon Institute of Business Science (GIBS), University of Pretoria
Advanced Programme in Insurance Practice
University of South Africa (UNISA) & Insurance Institute of South Africa (IISA)
Programme in Insurance Practice
University of South Africa (UNISA) & Insurance Institute of South Africa (IISA)
Higher Certificate in Insurance
University of South Africa (UNISA) & Insurance Institute of South Africa (IISA)
Intermediate Certificate in Advanced Business Studies (ICiBS)
Insurance Institute of South Africa (IISA)
Certificate of Proficiency in Insurance
Insurance Institute of South Africa (IISA)
Advanced International Training in Engineering Insurance
Munich Re, Munich, Germany
Get In Touch
Direct Connection
For underwriting advice, corporate consultations, reinsurance board panels or commercial mandates across Africa and international syndicates, reach out directly.